Washington Mortgage Rates
Mortgage Rates as on 15 Jan 2026 in Washington
| Mortgage Type | 3 Year | 5 Year | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|---|---|
| Fixed | - | - | 4.99 | 5.25 | 5.49 | 5.875 |
| Fixed APR | - | - | 5.328 | 5.526 | 5.672 | 6.041 |
| Adjustable | 6.625 | 5.875 | - | - | - | |
| Adjustable APR | 6.575 | 6.152 | - | - | - | |
| Jumbo | - | - | - | 6.125 | 6.25 | 6.25 |
| Jumbo APR | - | - | - | 6.364 | 6.453 | 6.396 |
| FHA | - | - | - | 7.25 | - | 5.875 |
| FHA APR | - | - | - | 9.009 | - | 6.732 |
| VA | - | - | - | 7.25 | - | 5.625 |
| VA APR | - | - | - | 8.548 | - | 5.979 |
Washington Mortgage Rates Updated on 15 Jan 2026
Washington Mortgage Rates Explained :
Washington Fixed Mortgage Rate :
In Washington State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
In Washington State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
Washington ARM Rate :
In Washington State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
In Washington State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
Washington Jumbo Jumbo Mortgage Rate :
A Washington jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
A Washington jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
Washington FHA Mortgage Rate :
In Washington State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
In Washington State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
Washington VA Mortgage Rate :
In Washington State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
In Washington State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
Washington APR :
In Washington State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
In Washington State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.