Virginia Mortgage Rates
Mortgage Rates as on 15 Jan 2026 in Virginia
| Mortgage Type | 3 Year | 5 Year | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|---|---|
| Fixed | - | - | 4.99 | 5.375 | 5.49 | 5.875 |
| Fixed APR | - | - | 5.339 | 5.618 | 5.69 | 6.046 |
| Adjustable | 6.625 | 5.875 | - | - | - | |
| Adjustable APR | 6.6 | 6.176 | - | - | - | |
| Jumbo | - | - | - | 6.125 | 6.25 | 6.375 |
| Jumbo APR | - | - | - | 6.364 | 6.453 | 6.525 |
| FHA | - | - | - | 7.25 | - | 5.625 |
| FHA APR | - | - | - | 9.009 | - | 6.498 |
| VA | - | - | - | 7.25 | - | 5.625 |
| VA APR | - | - | - | 8.548 | - | 5.965 |
Virginia Mortgage Rates Updated on 15 Jan 2026
Virginia Mortgage Rates Explained :
Virginia Fixed Mortgage Rate :
In Virginia State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
In Virginia State Fixed (Conventional) rate mortgage, the interest rate is fixed and won't change for the life of that home loan.
Virginia ARM Rate :
In Virginia State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
In Virginia State Adjustable rate mortgage (ARM), the interest rate on the outstanding balance varies throughout the life of the loan at yearly or even monthly intervals.
Virginia Jumbo Jumbo Mortgage Rate :
A Virginia jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
A Virginia jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).
Virginia FHA Mortgage Rate :
In Virginia State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
In Virginia State, Federal Housing Administration (FHA) loans are federally-backed mortgages designed for low-to-moderate-income borrowers.
Virginia VA Mortgage Rate :
In Virginia State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
In Virginia State, The VA loan is a $0 down mortgage available to Veterans, Service Members and select military spouses and guaranteed by the U.S. Department of Veterans Affairs (VA).
Virginia APR :
In Virginia State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.
In Virginia State, Annual Percentage Rate (APR) is yearly cost of your loan, including any fees or costs in addition to the actual interest.